Hard Money Loan Blog

A buyer wanted two trophy homes in Silicon Valley at the same time and did not want to sell stock to pay for them. I arranged a single $12,000,000 purchase loan secured by both homes together, at 65% loan-to-value across the pair, on a one-year term. It funded 20 days after the application.

I arranged a $5,500,000 refinance on a trophy home in Los Altos Hills at 40% loan-to-value, on a one-year term. It funded 8 days after the application. The money paid for a remodel to get the property in top shape for sale, and the sale repays the loan.

A borrower owned five buildable lots in Seattle, and the loan against them was coming due. I arranged a $1,750,000 refinance that paid it off, at 45% loan-to-value on a one-year term. It funded 24 days after the application.

Pleasanton, CA Pleasanton, CA -$475,000 loan amount. 1st mortgage. 25% LTV $475,000. Non owner occupied investment property refinance loan.

Santa Rosa, CA Santa Rosa, CA -$150,000 loan amount. 1st mortgage. 50% LTV $150,000. Non owner occupied investment property lot purchase...

Tahoe City, CA Tahoe City, CA -$1,124,000 loan amount. 1st mortgage. 56% LTV $1,124,000. Non owner occupied investment property purchase...

Tiburon, CA Tiburon CA -$2,050,000 loan amount. 2nd mortgage. Owner occupied business use of funds cash-out.

South Lake Tahoe, CA South Lake Tahoe, CA -$1,110,000 loan amount. 2nd mortgage. Non Owner occupied multi-unit cash-out.

San Francisco CA $1,120,000 San Francisco, CA -$1,120,000 loan amount. 1st mortgage. Non Owner occupied fix and hold.

Sacramento CA Multifamily Ground-Up Construction Loan $13,000,000. New construction of a 62-unit project in Sacramento CA. 65% LTC

South Lake Tahoe, CA -$1,160,000 loan amount. 1st mortgage. 75% LTV $1,160,000. Non Owner Occupied value add office building

Redwood City, CA -$3,500,000 loan amount. 1st mortgage. 100% CLTV $3,500,000. Owner Occupied property purchase bridge loan with cross...

Santa Barbara, CA -$2,500,000 loan amount. 1st mortgage. 100% CLTV $2,500,000 with cross collateral. Owner Occupied property purchase...

San Francisco, CA- 2 million dollar loan amount. 1st mortgage. 50% LTV 2 million dollar loan amount for purchase of SFR rehab project.

San Joaquin County, CA- 1.1 million loan amount. 1st Mortgage. 60% LTV 1.1 loan amount on stabilization of 87 Unit Mobile Home Park.

Orinda, CA-945,000 loan amount. 1st Mortgage. 70% LTV on SFR rehab project.

Palo Alto, CA-900,000 loan amount. 2nd Mortgage. 50% LTV on Non Flagged Hotel.

Daly City, CA- $500,000 dollar loan amount. 1st mortgage. 55% LTV $500,000 loan amount for purchase of SFR rehab project.

Menlo Park, CA-$500,000 dollar loan amount. 1st mortgage. 25% LTV $500,000 loan amount for rehab and development project.

Marin County, CA-$300,000 dollar loan amount. 2nd mortgage. 40% CLTV $300,000 loan amount for debt consolidation and tenant improvements