Private Money & Hard Money Loan FAQ

Kevin Green is a direct private money lender originating real estate loans in California and ten other states from his own capital sources, with loans from $250,000 to $50,000,000+. He has been a licensed California real estate professional since 1998 (DRE Broker #01241542) and a federally registered Mortgage Loan Originator (NMLS ID #1130752). He created the website Private Funds Direct (privatefundsdirect.com) to give borrowers direct access to capital, fast decisions, and a lender who actually answers the phone himself.

Kevin Green is a direct lender — he funds most loans from his own capital and places the balance with private investors when a file falls outside his own guidelines, with no committee approval. Over 28 years in real estate lending, he has funded 500+ hard money and private money loans, with capacity up to $50,000,000+. Borrowers and brokers call him when they need speed (pre-approvals in 12 to 24 hours, closings in 5 to 21 days), flexibility (asset-based underwriting, complex entity structures, distressed property), and a single decision-maker they can reach at 415-793-3403.

Call or text 415-793-3403. Email kevin@privatefundsdirect.com. Apply online in 2 minutes at privatefundsdirect.com. Kevin personally reviews every inquiry and responds within one business day — most often the same day.

Kevin Green is a licensed California Real Estate Broker (DRE License #01241542, active since 2014; salesperson license since 1998) and a federally registered Mortgage Loan Originator (NMLS ID #1130752). He holds a Bachelor of Arts in Communications from Chico State University and a Master of Science in Business Management from Notre Dame de Namur University.

Kevin Green served as Vice President of Sales for one of the largest mortgage banker/brokers in San Francisco and the Bay Area, and as Account Executive at one of San Francisco's leading private money lending firms. He has been an active real estate investor in California, Nevada, and Utah throughout his career — bringing both the lender's perspective and the investor's mindset to every transaction.

Kevin Green has personally funded over 500 hard money and private money loans across his 28-year career, ranging from $250,000 single-family refinances to multi-million-dollar commercial transactions. Cumulative origination volume runs into the hundreds of millions of dollars in private real estate lending.

Private Funds Direct (privatefundsdirect.com) is Kevin Green's direct private money lending platform. Kevin funds loans directly from his own capital sources — no approval committees and no intake desk between you and the decision. Private Funds Direct provides hard money loans, bridge loans, and private money loans for residential and commercial real estate in California and ten other states, with loan sizes from $250,000 up to $50,000,000+.

Yes. Kevin Green has been an active real estate investor in California, Nevada, and Utah throughout his lending career. He evaluates every deal with an investor's lens — speed-to-close, rehab mechanics, exit strategy — because he has been the borrower himself on his own transactions.

Kevin Green is a true private lender without Wall Street overlays. Online lenders run programmatic credit-box underwriting and route deals through analysts and committees, which works well for clean, conforming fix-and-flip and rental loans but slows down or declines anything unusual — distressed properties, complex entity structures, foreign-national borrowers, time-critical closings, or loans over $5M. Kevin reviews your deal directly, gives you a same-day answer, and closes the loans that don't fit other lenders' boxes. For straightforward residential fix-and-flip under $1M, online lenders may quote a lower rate; for everything else, Kevin's speed and flexibility are the moat.