Apply now, get approved tomorrow
My simple, question pre-qualification form is short and sweet, and only takes about three to five minutes to complete. I will review your information and get back to you in one business day. If your loan qualifies, we'll detail exactly what is needed to get your loan fully approved and funded. There are no fees or obligations to get pre-qualified.
QUESTIONS THAT COME UP ON EVERY DEAL
Asked and answered
Do you need tax returns or income documentation?
No. These are business-purpose loans underwritten on the asset, the equity position and the exit. Kevin does not require tax returns or W-2 income documentation on this type of transaction.
How fast can a loan close?
Typically 5 to 21 days from a complete file, with approval usually inside 12 to 24 hours. What moves the timeline most is the appraisal and the condition of the title work, not the underwriting.
What is the smallest loan Kevin will write?
$250,000 in California. Outside California the minimum is $1,000,000.
What loan-to-value can I get?
Typically up to 65% of value. On larger commercial deals and select residential transactions, higher loan-to-value is considered.
What does it cost?
Pricing is quoted per transaction and depends on the asset, the equity position, the term and the exit. There is no rate sheet for this type of lending, because no two of these files carry the same risk.
Can the property be held in an LLC or a trust?
Yes. Entity and trust ownership is standard and is not an obstacle. Individual, LLC, partnership, trust and foreign national borrowers are all workable.