WHY KEVIN
Why Choose Kevin Green for Your Commercial Bridge Loans?
I am Kevin Green, a licensed California real estate broker (CA DRE Broker #01241542) with over 2 decades of experience in commercial mortgage bridge loans and residential mortgage originations. My passion for real estate is what made me an active investor. I help others to also invest in real estate property by offering commercial bridge loans for purchase or refinance. In fact, we specialize in providing funding to real estate investors throughout California.
Kevin is a bridge lender, and the answer on most files comes the same day. We promote excellence and education in the private lending sector, and we take pride in offering customized services from our clients' perspectives.
ARTICLES
Commercial Bridge Loans Articles
THE BASICS
What is a Commercial Bridge Loan?
Because people use many terms to address commercial bridge loans, it is important not to get this loan type confused with others. Some commercial bridge loan lenders call them commercial hard loans, while others call them private money loans. No matter how you address these types of loans, they are asset-based loans offered by lenders like us, to those looking for commercial financing. The application process for bridge commercial loans comes with the least paperwork and fast approvals.
Furthermore, we base the money we loan you on the commercial property value you use as collateral. This means you don't have to have a high credit score, since this loan isn't as strict as other loan types when it comes to your credit report.
This type of loan is ideal for borrowers with lower credit scores or those who want to avoid a difficult and long approval process. Therefore, if your credit score is lower, your income history limited, or are having a hard time providing documentation to verify your finances, and you need a loan fast, this might be the best solution for you.
The property comes first.
Questions on a specific deal? Call 415.793.3403.
THE BENEFITS
The Benefits of Commercial Bridge Loans
Bridge loans for commercial properties offer many benefits such as flexibility, out of the box underwriting, and a fast and easy application process that we can complete in one day. You can also apply with a limited income or lower credit scores, and we can provide you with financing on most real estate investments and commercial properties, which some traditional lenders just won't finance.
You can get approved in hours and loans closed in days rather than months. You also work with the person who makes the decision, with no committee to slow your loan down or complicate things.
One person reads the file and makes the call.
WHERE AND WHAT
Where Kevin lends
With the heaviest concentration in the San Francisco Bay Area, Los Angeles County, Orange County, San Diego County, Sacramento County, Santa Barbara County, Ventura County and the Lake Tahoe basin.
Ten other states
Also Hawaii, Oregon, Washington, Colorado, Utah, Wyoming, Montana, Texas, Florida and New York. Other states case by case. Minimum loan size is $250,000 in California and $1,000,000 outside it.
Property types
Commercial, multifamily/apartment buildings, mixed use, SFR 1-4 units, condos/townhomes, office, industrial, retail, and medical buildings. Special use, land, and construction on a case by case basis.
Business purpose only. Investment, commercial and non-owner-occupied property.
FUNDED
All Funded Properties
HOW IT WORKS
How a commercial bridge loan gets done
Call Kevin with the property, roughly what it is worth, what is owed against it, and what the exit looks like. That is enough for a straight answer.
Approval typically comes back inside 12 to 24 hours. Closings typically run 5 to 21 days from a complete file. What moves the timeline most is the appraisal and the condition of the title work, not the underwriting.
There are no tax returns and no income documentation. The decision rests on the property, the equity position and the exit.
TRACK RECORD
Our Credentials
In San Francisco, CA we helped with a $2 million dollar loan, in San Joaquin County we gave out a $1.1 million dollar loan, and in Orinda, CA we assisted with a $945 thousand dollar loan, and much more. We have already provided a lot of funding to help commercial and residential mortgage brokers, real estate investors, and commercial and residential realtors in California and we can help you too.
WHAT KEVIN FUNDS
Loans Offered
Our loan program focuses on three key items: the real equity in your property, the borrower's ability to service a new loan, and the exit strategy of the borrower, meaning how the loan will be repaid.
We offer the following loans to companies and individuals: refinancing, equity cash out, acquisition, commercial and residential bridge loans, and construction, rehabilitation, and remodeling (no ARV loans).